The Bank, in which you arrange a loan initially, you will not be able to prevent it, so as to extinguish the credit ahead of schedule is not prohibited. If the property was bequeathed to minors, the decision will be for them to take the parents or official guardians. It's a dark, gangster and totally unfair scheme. Additionally, if the dawn of the Russian lending financial institution demanded payment of the potential borrower even when obtaining commercial loans initial contributions, to date, this nuance will be relevant only when taking out a mortgage and car loan, and even then not in all cases. Moreover, you can cancel the contract before receiving the money.
The Bank approves his application, but includes in the credit agreement a lump sum payment for the issuance of money. As you know, to change the terms of the contract, and even more so to terminate it unilaterally prohibited. When it comes to the apartment bought on a mortgage, the heirs to repay the loan jointly, in proportion to the share they received.
Thus, both the lender and the prospective buyer of country property can be fully confident in the cleanliness of the documents on the lot under construction. Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. In General, termination of contract by the borrower, the procedure is quite complicated, the success of such initiatives rarely end. As practice shows, in anticipation of the holiday euphoria people try to do everything faster than usual, which is why few of us can detect in interest-free loans huge fees or existence insurance policies. Usually the initiators of termination by banks. Such is the irony. Minors are considered children up to 14 years. Very often potential borrowers are lured by the fact that promise to provide consumer loans or cash loans within 15 minutes at the time of treatment, and from the potential borrower in obtaining such loans will not need to provide any documents other than passports. To accept the inheritance is given a fixed term – 6 months.